I just launched a 38-page tax optimization guide for US investors! Struggling with which accounts to use for your investments? This guide tackles the tough decisions around maximizing your tax savings. Get your copy today! Here's what's inside: US & Canadian Investor Playbooks included — side-by-side strategies tailored for each country’s tax system. The Golden Rules of Asset Placement — exactly where to hold each type of investment for the biggest after-tax gains. Income-Boosting Tactics — from dividend growth to covered call ETFs, learn how to generate steady cash flow without getting slaughtered by taxes. The Four Types of Investment Income — and how to shelter the most “expensive” income so you keep more of every dollar. Fund Research Suggestions — specific ETF examples for growth, dividend income or covered call income, with matching account types to minimize taxes. Cross-Border Tax Secrets — reduce or eliminate withholding taxes that quietly eat your returns. $29 USD - Guaranteed to save you far more in tax savings! [image: 202138_The_Smart_Investors_Guide_Book_Cover__square.jpg@1200w_0e.jpg]

I just launched a 38-page tax optimization guide for Canadian investors! Struggling with which accounts to use for your investments? This guide tackles the tough decisions around maximizing your tax savings. Get your copy today! Here's what's inside: US & Canadian Investor Playbooks included — side-by-side strategies tailored for each country’s tax system. The Golden Rules of Asset Placement — exactly where to hold each type of investment for the biggest after-tax gains. Income-Boosting Tactics — from dividend growth to covered call ETFs, learn how to generate steady cash flow without getting slaughtered by taxes. The Four Types of Investment Income — and how to shelter the most “expensive” income so you keep more of every dollar. Fund Research Suggestions — specific ETF examples for growth, dividend income or covered call income, with matching account types to minimize taxes. Cross-Border Tax Secrets — reduce or eliminate withholding taxes that quietly eat your returns. $29 USD - Guaranteed to save you far more in tax savings! [image: 202138_The_Smart_Investors_Guide_Book_Cover__square.jpg@1200w_0e.jpg]

Dependable App Help & Tips section coming soon.

# 📌 How to Tag Your Posts Tags help keep our community organized and make it easy to find discussions about specific funds, strategies, or accounts. Please take a moment to **add 1–3 relevant tags** whenever you create a new topic. Click below the text entry box where it says "Enter tags, 3-15 characters." --- ## ✅ Why Use Tags? - Makes your post **searchable** (e.g., `USCL.TO` or `Covered Call`). - Groups related discussions (e.g., all Canadian ETFs). - Keeps the forum clean without needing hundreds of sub-categories. --- ## 🏷️ Types of Tags You Can Use ### 1. Asset Class Use one tag to show what type of investment you’re talking about: `ETF`, `CEF`, `REIT`, `Stock`, `Bond`, `Preferred`, `BDC`, `Fund-of-Funds` ### 2. Strategy / Style Use one tag for the investment style: `Dividend`, `Covered Call`, `High Yield`, `Monthly Income`, `Growth + Income`, `Tax-Efficient` ### 3. Country / Market If relevant, add where the investment is based: `United States`, `Canada`, `Global`, `Emerging Markets`, `Sector` ### 4. Ticker Always add the **fund ticker** if your post is about a specific security. Examples: `SCHD`, `VYM`, `JEPI`, `QYLD`, `HYLD.TO`, `ZWC.TO` ### 5. Portfolio / Account For tax or allocation posts, consider: `TFSA`, `RRSP`, `Taxable`, `Asset Allocation`, `Retirement`, `Decumulation` --- ## 📝 Examples **Post Title:** *Review: HYLD.TO vs USCL.TO for Monthly Income* **Tags:** `ETF`, `Covered Call`, `USCL.TO`, `HYLD.TO`, `Canada` **Post Title:** *Best Place to Hold Bonds – TFSA, RRSP, or Taxable?* **Tags:** `Bond`, `Canada`, `TFSA`, `RRSP`, `Taxable` **Post Title:** *HYLD.TO Dividend Cut Discussion* **Tags:** `ETF`, `High Yield`, `HYLD.TO`, `Canada` --- ## 🎯 Best Practices - **Stick to 1–3 tags** → enough to describe your post without clutter. - **Use existing tags** (autocomplete will suggest them) instead of creating new variations. - **Always include the ticker** if your post is about a specific fund. --- 👉 Following this system will make it easy for everyone to find, compare, and learn from past discussions.

# 📌 How to Tag Your Posts Tags help keep our community organized and make it easy to find discussions about specific funds, strategies, or accounts. Please take a moment to **add 1–3 relevant tags** whenever you create a new topic. Click below the text entry box where it says "Enter tags, 3-15 characters." --- ## ✅ Why Use Tags? - Makes your post **searchable** (e.g., `JEPI` or `Covered Call`). - Groups related discussions (e.g., all United States ETFs). - Keeps the forum clean without needing hundreds of sub-categories. --- ## 🏷️ Types of Tags You Can Use ### 1. Asset Class Use one tag to show what type of investment you’re talking about: `ETF`, `CEF`, `REIT`, `Stock`, `Bond`, `Preferred`, `BDC`, `Fund-of-Funds` ### 2. Strategy / Style Use one tag for the investment style: `Dividend`, `Covered Call`, `High Yield`, `Monthly Income`, `Growth + Income`, `Tax-Efficient` ### 3. Country / Market If relevant, add where the investment is based: `United States`, `Canada`, `Global`, `Emerging Markets`, `Sector` ### 4. Ticker Always add the **fund ticker** if your post is about a specific security. Examples: `SCHD`, `VYM`, `JEPI`, `QYLD` ### 5. Portfolio / Account For tax or allocation posts, consider: `401K`, `IRA`, `Taxable`, `Asset Allocation`, `Retirement`, `Decumulation` --- ## 📝 Examples **Post Title:** *Review: SPYI vs SCHD for Monthly Income* **Tags:** `ETF`, `Covered Call`, `SPYI`, `SCHD`, `United States` **Post Title:** *Best Place to Hold Bonds – IRA or Taxable?* **Tags:** `Bond`, `United States`, `IRA`, `Taxable` **Post Title:** *SPYI Dividend Cut Discussion* **Tags:** `ETF`, `High Yield`, `SPYI`, `United States` --- ## 🎯 Best Practices - **Stick to 1–3 tags** → enough to describe your post without clutter. - **Use existing tags** (autocomplete will suggest them) instead of creating new variations. - **Always include the ticker** if your post is about a specific fund. --- 👉 Following this system will make it easy for everyone to find, compare, and learn from past discussions.

What do you think of Adrian's video regarding slowly decreasing the value in taxable accounts like RRSP's and (IRAs)? Have a watch and comment if you like! https://youtu.be/qAmRq8BWKVw?si=QudAGrh14EZGtaDT